In the cognitive science literature, “thinking an answer to yourself” and “providing the answer explicitly” are called “covert” and “overt” retrieval practice, respectively. One might imagine that overt retrieval practice would better support long-term memory, since it might avoid self-grading mistakes/misdirections, and since it requires coupled motor action. Anki, Supermemo, etc are covert by default (motivated at least in part by Self-graded spaced repetition memory systems are more efficient than machine-graded systems).
Related: To what extent do people “lie” when self-grading spaced repetition prompts?